Amber Memon
Address: B-137 Unit No.3 Latifabad Hyderabad
Cell#: +92-334-2611446
Email:anmol79@live.com/amber.memon@mcb.com.pk
Objective To join a global and dynamic organization with a professional environment and become a potential partner in the growth and development of the organization, profession, industry as well as economy.
Profile Summary
• Experienced professional with a successful career in banking, business development and administration.
• Excel interfacing with other at all level to ensure organizational goals and attained.
• Excellent interpersonal, strong analytical skills and problem solving ability.
• Good knowledge of regulations and laws and their application to the Financial Services industry.
• Ability to interpret new legislations and communicate the impacts to the business.
• Strong written and verbal communication skills with experience dealing with high level executives.
• Well organized, efficient and able to work autonomously.
Professional Experience
MCB Dec 2008-current Compliance & Controls Group Karachi
Compliance Manager-Regulatory Risk and International Compliance
Current assignments:
1. Sanctions Compliance
The overall aim is to ensure ongoing compliance of the Bank with financial sanctions regimes and regulations in all its operations in order to safeguard Bank’s interest from financial and reputational loss due to terrorist financing.
Duties involve:
• Sanctions Advice: Providing advice to the business and formulate sanctions compliance related SLAs, SOPs, Circulars and all other necessary documents. Provide training to staff.
• Sanctions Monitoring: Responsible for all operational issues and sanctions list management
• Sanctions Reporting: Reporting exact hits and take course of action as per law/act
• Sanctions Projects: Leading multiple projects for efficient sanctions compliance.
2. Review of products, policies, procedures and operational issues from regulatory perspective. Provide opinion and advice on regulatory and operational queries.
Worked in multiple areas and have achieved following tasks:
• Reviewed bank’s products, policies and procedures in the limelight of domestic as well as international regulations and guidelines.
• Review of KYC and AML Handbook.
• Monitored the account opening at branches in accordance with KYC & AML Procedures defined by SBP under Regulation R1-R6. Checked Branch GL and Control Accounts through Off Site Monitoring. Reviewed unclaimed deposits, un authorize money changers account, high value transactions to look at suspicious transactions.
• Risk Control Self-Assessment (RCSA) Framework in Commercial Banking Group through on site and off site process.
• Software: Hotscan (name filtering solution), Mantas (transactions monitoring tool), World Check and Banker’s Accuity (name check tool)
UBL Jan 2006-Dec 2008 Hyderabad
Branch Operations Manager/Supervisor.
Worked in general banking and responsible for:
• Supervision of all transactions of cash payments and receipts, clearing and bills department...
• All responsibility of operation functions of the branch including account opening, remittances, foreign trade, reconciliation and other centralized functions.
• Facilitating delivery of hassle free services to visiting customers.
• Following SBP Prudential Regulations.
• Perform duties as laid down in AML and KYC policies and procedures.
• ATM operations and balancing.
• Maintain good relations\ships with other commercial banking and other business segments.
• Attain cross sell objectives.
• Handle customer correspondence and queries.
• Excellent team player with superior leadership skills.
UBL Drive May 2004-Dec 2005 Hyderabad
MIS Coordinator/Customer Services Representative.
• Handled all administrative works and lead team.
• Low-profile position accountable for soliciting business accounts and developing strategic alliance with clientele.
• Develop finance to increase assets and profitability. Counsel high net worth individuals and corporate clients with regard to investment opportunities, to grow auto-financing business.
• Cross-sell banking services and products to clientele.