Profile

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Aijaz Lone

Candidate ID: 110470

Career Summary

With credentials as PGDM (Finance & Marketing), B.Sc., Islamic Banking & Economics (Pursuing) and with more than 5 years of achievement driven experience with well-known organizations in Banking Industry; Currently in search of a challenging assignments in Banking Operations with a leading organizat

Skill Set

Credit analysis and Marketing (SME & Retail)

Professional Information

Total Experience : 5

Nationality : India

Qualification Level : Management Post Graduates

Job Function : Banking / Financial Services

Work Location Preference : Kuwait, Bahrain, Oman, Saudi Arabia, Qatar, UAE

Detailed Profile

? Excellent knowledge of Credit Possessing/analysis/reviewing, communication skills, Relationship management and having
the ability to communicate professionally with clients and colleagues on detailed financial
issues ? Well- versed in CBS, able to handle branch well
? Demonstrated excellence in evaluating client’s assets and securities as guarantee for
sanctioning loans in line with existing policies; recommending credit limit to sanctioning authorities as per assessments/liquidity status of collateral
? Exposure in credit appraisals encompassing verification of documents, sanction &
disbursement of credit limits and delinquency analysis
? Proficient in conceptualizing & implementing financial procedures, including working capital
management, internal financial controls and costing
? Hands-on experience of managing operations and implementing strategies towards enhancing
market penetration, business volumes and growth
? Skilled in managing & leading teams for running successful process operations; experience in
developing procedures and service standards for business excellence
? Proven abilities in conducting risk analysis and scrutinizing relevant documents like before
sanctioning / disbursing the credit limits ensuring compliance with organizational credit
policies
? Resourceful in overseeing comprehensive study of the credit worthiness during the process of sanctioning credit/ loan to corporate / individual clients through all the primary and secondary researches