CAREER OBJECTIVE
I intend to be a part of an organization where I can grow in terms of knowledge and skills and make effective use of my professional competence by working in a competitive as well as challenging business environment, thus aligning self-development with organizational development.
EDUCATIONAL QUALIFICATION
Qualifications School/College/Institution Year of Passing Percentage
Masters of Business Administration D Y Patil University June, 2011 70.10%
Masters of Commerce – Part I Mumbai University July, 2009 59.25%
Bachelor of Commerce Mumbai University June, 2008 76.00%
Higher Secondary School CBSE Board May, 2005 84.40%
Senior Secondary School CBSE Board May, 2003 67.20%
PROFESSIONAL EXPERIENCE
Organization: ADCB Al Rigga Branch (M&M Marketing payroll)
Duration: From: June 2016 To: Dec 2016
Location: Al Rigga , Dubai
Role: Credit Analyst
Roles & Responsibilities: Working as Credit Analyst :
• Critically examination and review of Credit Applications/ Transaction Applications for allocated portfolio & new to bank relationships in light of Bank’s credit/risk policies and Central Bank’s regulations to evaluate whether the risks are acceptable
• Initiate discussions & correspond with the relevant Relationship Team members on the Credit/Transaction Application
• Make client calls in coordination with the Relationship Team for discussions/negotiations with the customers on the facility structure, quantum and other terms of credit as & when warranted.
• Carry out credit risk grading exercise along with HO-Credit Analyst, as per the rating model adopted by the Bank and arrange to get the confirmation of the same from Heads of Business Unit and Credit Risk Evaluation – HO
• Compile Risk Cover Sheet (for allocated portfolio) to highlight strength & weakness of obligor / transaction to facilitate Credit Committee members to take prudent decision
• Extend support to other Analyst (locally if any/ at HO) in their risk evaluation and monitoring duties, wherever needed.
• Review Facility Release/Amendment Forms to ensure compliance to approval terms/policy prior to loading the limits by CAD of the allotted portfolio accounts.
• Diarize the irregularity/way out proposed by Relationship Team on the Transaction Application/Credit Application for follow up.
Organization: IRIS Business Services Ltd.
Duration: From : May 2011 To: November 2015
Location: 3rd Floor, Tower 1, International InfoTech park, Vashi, Navi Mumbai, India
Role: Financial Analyst
Roles & Responsibilities: Working as a financial analyst and performing the functions of :
• Analyzing the financial statements of US Public and Private Limited companies by relating the financial statements to the standard U.S. GAAP taxonomy through applying the in-depth accounting knowledge involving US GAAP, IFRS.
• Working with the client companies to assist them in preparation of their financial statements, financial information including 10K and 10Q forms for filing with the Securities Exchange Commission (SEC).
• Involved in the preparation of financial and operating budgets and monitoring the company’s profit and loss & MIS report preparation.
• Identifying crucial financial information important for the users of financial statements, which is required to be reported by the governing body.
• Reviewing processes and suggesting improvements to current practices and procedures followed in the organization for providing enhanced financial solutions to client companies.
• Quality check of XBRL documents built by the support team for accuracy, consistency and completeness related to financial statements.
• Working with time lines, handling a team of 4 analysts and managing a portfolio of 35 clients.
• Imparting end to end training workshops on XBRL as per US-GAAPs to newly recruited professionals.
Organization: Hikal Limited
Duration: From : May 2010 To : July 2010
Location: Great Eastern Chambers, Sector 11, CBD Belapur, Navi Mumbai, India
Role: Management Trainee
Roles & Responsibilities: Performed functions:
• Preparation and Finalization of Accounts as per the provisions of the Companies Act, 1956, Preparations of Notes to the Accounts, Balance-sheet abstract, Compilation with Schedule VI and Accounting Standards requirements for Balance Sheet & Profit & Loss Account.
• Resolving accounting disparities in books of accounts.
• Involved in the preparation of financial and operating budgets and monitoring the company’s profit and loss.
• Co-ordination with Internal & External Auditors for Statutory Audit
SOFTWARE SKILLS
? Working Knowledge of MS-Office
? Working knowledge of Financial Accounting System (Tally 9 ERP)
? Expert knowledge of XBRL implementation tools (Fujitsu X-wand, IRIS Proton)
EXTRA CURRICULAR ACTIVITIES
? Represented organizing committee of “E-Cell” festival held at DY Patil University, Mumbai
? Represented organizing committee of “SEASONS” festival held at SIES college, Mumbai
? Represented Maharashtra State in Inter State Basketball competition for two consecutive years 1997 & 1998
? Represented Dewas district in Intra State Softball competition, 2001
? Participated in various Elocution & Debate Competitions
STRENGTHS
? Good observation, Self motivated
? Quick Learner and always ready to learn new things
? Enthusiasm, Adaptability, Ability to work under pressure and meeting time deadlines.
PERSONAL INFORMATION
Present Address: 1108, Fathima Super Market building, Tourist club area, Abu Dhabi
Date of Birth: May 16th, 1987
Marital Status: Married
Languages Known: English, Hindi and Marathi
Passport Number: Z 2984152
Passport expiry date: 21/10/2024
Visa: Dependant Visa
References: Available on request